Clearpath Federal Credit Union (formerly – Ralphs FCU) is wholly owned and highly regarded by it’s members. Clearpath, a Bauer Financial 5-star-rated-financial institution, which has over 60 years serving Glendale / Los Angeles area, offers financial products such as: SBA loans, Visa credit cards, CMRE’s, un/secured loans. Consumer products in much the same categories are available. Free checking accounts are available for both business/consumers. Clearpath – Your Dreams are Our Mission.